Frequently Asked Questions
What is the benefit of using Free Cash Locator?
Free Cash Locator will search our extensive loan provider database to get you the approval that you need. Save time by having us do the leg work for you!
Will your company check my credit?
Free Cash Locator does not do any type of credit checking. However, certain lenders may check your credit for final loan approvals. Generally applicants are approved based on their employment and if they are enrolled in direct deposit.
Does my credit score matter?
Most Payday Loan lenders do not check credit scores. Even if you have been told "no" by the bank, credit card companies or other finance companies, Free Cash Locator will get you the approval you need.
What amount will I be approved for?
Generally, first time customers are approved for a loan of up to £300, with returning customers getting approvals for up to £750. The amount that you will be approved for is dependent on the amount of your salary. The higher the amount of your take-home pay, the higher the amount of your loan approval.
What are the loan repayment terms?
The repayment terms of your loan will be based upon what provider you are matched with for your approval.
How much are the loan fees at Free Cash Locator?
Loan fees are dependent upon which loan provider you are matched with and the amount of the loan.
What is the waiting period before I receive my loan?
Free Cash Locator directly deposits the money into your account in 24 hours or less. It is that simple to get the extra cash you need!
I am not a resident of the United Kingdom, can I still apply?
Unfortunately, we only accept applicants from the United Kingdom.
** Australian residents, click here for a chance at a payday loan.
Are there any restrictions on how I use my payday loan?
Once the money is deposited into your account it is YOUR money. Use your payday loan for anything that is helpful to you: unexpected bills, late rent or mortgage payments, gifts for friends, or take a much deserved holiday!
